Ride Now, Pay Later

Affordable Bike Financing

We have 2 great financing options that will allow you to buy your bike and take it home the same day!  Apply online or in-store

*Offer applies only to single-receipt qualifying purchases. No interest will be assessed on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be assessed on promo purchase  from the purchase date.. However, if account becomes 60 days past due, promo may be terminated early, accrued interest will be billed, and regular account terms will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance.  For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms.  Subject to credit approval.

Finance your new bicycle, clothing and accessoiries with the Trek Card!

Increase your buying power with the Trek Credit Card

  • 6 and 12 month No Interest Payment Plans*
  • 9.99% APR with 24, 36, 48, and 60 month payment plans
  • Credit limits that fit your needs

Cardholder Benefits

  • Manage your account online or on-the-go
  • No Annual Fee**
  • Accepted at 1,000+ trek retailers nationwide




*Deferred Interest Regular Minimum Payment Plan:
No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard, variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period.

**Low APR Equal Payment Required:
9.99% APR if paid in full in 24, 36, 48 or 60 months. If the balance is not paid in full in 24, 36, 48 or 60 months (depending on the plan selected) or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 24.99%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of; the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1) or $5. Required minimum purchase of $1,999.

*** Trek Credit Card Accounts are offered by Comenity Bank who determines the qualifications for credit and promotional eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $1.00 per credit plan. Standard variable APR of 24.99%, based on the Prime Rate.

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